Software Engineer (Backend/Full Stack)

PhonePe’s interview process typically starts with an online coding assessment, followed by a technical interview that tests data structures, algorithms, and language‑specific knowledge. Candidates then face a system design interview focusing on scalability, consistency, and performance of payment systems, and finally an HR round that evaluates cultural fit and communication skills. Preparation should include solving medium‑hard coding problems, revisiting core system design concepts, and practicing clear articulation of solutions.

PhonePe promotes a collaborative and innovative work culture where engineers are encouraged to experiment and own end‑to‑end solutions. The company offers clear career progression, regular learning sessions, and a healthy work‑life balance supported by flexible timings and remote‑friendly policies.

B.Tech/M.Tech or BE/BSc in Computer Science, Information Technology, Electronics, or related streams. Minimum 6.5 CGPA (or 70% for non‑CGPA systems). No active backlogs at the time of joining. Graduation batch 2025 or 2026. Candidates should have a strong foundation in data structures, algorithms, and object‑oriented programming.

Round 1: Online Coding Test → Round 2: Technical Interview (DSA & Coding) → Round 3: System Design Interview → Round 4: HR Interview

PhonePe is one of India’s fastest‑growing digital payments platforms, serving millions of users across the country with services ranging from UPI payments to financial products like loans, insurance, and wealth management. Founded in 2015, the company has built a robust ecosystem that connects merchants, consumers, and financial institutions, and it continues to innovate in areas such as real‑time transaction processing, AI‑driven fraud detection, and scalable cloud infrastructure. With a strong focus on user experience and security, PhonePe has become a household name and a preferred employer for technology talent in India. The role of Software Engineer (Backend/Full Stack) is designed for fresh graduates who are eager to work on high‑concurrency payment systems. As a member of the backend team, you will design, develop, and maintain services that handle millions of transactions per second. You will work closely with product managers, data engineers, and front‑end developers to deliver end‑to‑end features that are reliable, low‑latency, and secure. The position offers exposure to large‑scale distributed systems, performance tuning, and system design challenges that are critical for a payments platform. Key Responsibilities: 1. Design and implement high‑throughput micro‑services using Java and Go. 2. Develop data models and interact with Aerospike for low‑latency data access. 3. Write clean, testable code and conduct thorough code reviews. 4. Optimize existing services for scalability, latency, and fault tolerance. 5. Participate in system design discussions and contribute to architecture decisions. 6. Collaborate with cross‑functional teams to define API contracts and integration points. 7. Troubleshoot production incidents, perform root‑cause analysis, and implement fixes. 8. Maintain comprehensive documentation for services and APIs. 9. Stay updated with emerging technologies and best practices in backend development. 10. Mentor peers and contribute to a culture of continuous learning. Tech Stack: Java, Go, Aerospike, Spring Boot, Docker, Kubernetes, Kafka, REST/GraphQL APIs, Linux, Git. Growth Path: Freshers start as Associate Engineers, progress to Senior Engineer, then to Tech Lead or Architecture roles, with opportunities to specialize in performance engineering, data engineering, or product ownership. Why Join PhonePe: You will work on mission‑critical payment systems that impact millions daily, gain hands‑on experience with cutting‑edge technologies, and grow in a fast‑paced, innovation‑driven environment that rewards technical excellence and problem‑solving ability.