Compliance Analyst

American Express usually conducts a three‑stage interview process: an online aptitude test to assess quantitative and logical abilities, followed by a technical/compliance interview that focuses on regulatory knowledge, case studies, and situational judgment. The final HR round evaluates cultural fit, communication skills, and motivation. The difficulty is moderate; preparation should focus on RBI regulations, AML basics, and strong aptitude practice.

American Express promotes a collaborative and inclusive work culture where employees are encouraged to innovate and grow. The firm offers clear career progression, strong mentorship, and a healthy work‑life balance supported by flexible work arrangements and comprehensive wellness programs.

Minimum academic qualification: CA, CS, CAMS, LLB, CIA, MBA or equivalent. Candidates from any stream with a strong interest in compliance are welcome. Minimum aggregate: 60% (or CGPA 6.0/10). Eligible batch years: 2025, 2026, 2027. Maximum of 1 active backlog at the time of joining. No prior work experience required; internships or projects in compliance, legal, or finance are a plus.

Round 1: Online Aptitude Test → Round 2: Technical/Compliance Interview → Round 3: HR Interview

American Express is a globally recognized financial services powerhouse with a 175‑year legacy of innovation, customer focus, and leadership. Headquartered in the United States, the firm operates in more than 130 countries, offering credit cards, travel services, merchant solutions, and a suite of digital payment products. The company’s culture is built around shared values, a strong emphasis on ethical conduct, and a commitment to the well‑being of its customers, communities, and employees. As a fresher joining American Express, you will be pa rt of a supportive ecosystem that encourages continuous learning, mentorship from seasoned professionals, and a clear pathway for career growth. The role of a Compliance Analyst at American Express is designed to give fresh talent exposure to the inner workings of a bank’s compliance function. You will assist the compliance team in operational, monitoring, and coordination activities, ensuring that the organization adheres to regulatory requirements set by the Reserve Bank of India (RBI) and other authorities. Your day‑to‑day responsibilities will involve tracking regulatory circulars, updating the Regulatory Change Management database, coordinating with internal stakeholders for implementation progress, and supporting AML analysts in transaction monitoring and investigations. You will also help prepare documentation for regulatory inspections, internal audits, and committee updates. Key Responsibilities: 1. Track, log, and summarize RBI and other regulator circulars and notifications. 2. Maintain the Regulatory Change Management database, monitoring timelines and milestones. 3. Coordinate with business units to ensure timely implementation of regulatory changes. 4. Prepare and maintain documentation/evidence for regulatory inspections and internal audits. 5. Assist AML analysts in reviewing alerts, conducting preliminary investigations, and maintaining case inventories. 6. Ensure SLA adherence for alerts and cases, escalating issues as required. 7. Draft reports and regulatory filing documents using internal tools. 8. Provide regular updates to AEBC committees and senior compliance leaders. 9. Support the creation of control mechanisms to monitor compliance adherence. 10. Participate in training sessions and knowledge‑sharing forums within the compliance function. Tech Stack & Tools: Microsoft Office (Word, Excel, PowerPoint), regulatory change management platforms, AML monitoring tools, basic data analysis using Excel or Power BI, and familiarity with document management systems. Growth Path: Starting as a Compliance Analyst, you can progress to Senior Analyst, Compliance Manager, and eventually to leadership roles such as Head of Compliance or Risk Management, with opportunities to specialize in AML, regulatory affairs, or policy design. Why Join American Express: The company offers a structured training program, mentorship from industry veterans, exposure to real‑world regulatory challenges, competitive stipends, comprehensive health and wellness benefits, flexible work models, and a culture that values diversity, inclusion, and employee well‑being.