Associate Software Engineer

The American Express interview process typically starts with a timed online coding test focusing on arrays, strings, and graph problems, followed by a technical interview that dives deep into Java concepts, system design, and past project experience. The final HR round assesses cultural fit, communication skills, and motivation. Candidates should practice problem‑solving under time pressure and be ready to discuss trade‑offs in distributed system design.

American Express promotes a collaborative, inclusive culture where innovation is encouraged and employees receive ample opportunities for upskilling. The company emphasizes work‑life balance through flexible hybrid arrangements and robust wellness programs, while offering clear career progression paths.

Bachelor’s or Master’s degree in Computer Science, Computer Engineering, Information Technology or related field; minimum 3 years of professional software development experience; strong command of Java and related frameworks; hands‑on experience with micro‑services, REST APIs, and databases (SQL/NoSQL); ability to write clean, testable code; good communication skills; no backlogs at the time of joining; academic performance of at least 60% (or equivalent CGPA).

Round 1: Online coding assessment (DSA and Java fundamentals) → Round 2: Technical interview (system design, deep dive into past projects, coding on a whiteboard) → Round 3: HR interview (fit, culture, compensation discussion)

American Express, a global leader in payment services and financial solutions, has a legacy of 175 years built on trust, innovation, and customer centricity. In India, the company operates cutting‑edge technology hubs that power its worldwide merchant and consumer platforms. The Enterprise Technology Services (ETS) division partners with every line of business to deliver secure, scalable, and high‑performance digital experiences, while fostering a culture of continuous learning and inclusion. As part of the Global Merchant Services Technology (GMST) team, engineers work on a distributed, near‑real‑time payment platform that processes millions of transactions daily across the globe. The Software Engineer II role is designed for engineers with a strong foundation in Java and modern cloud‑native architectures. You will be responsible for designing, developing, and maintaining core features of the card transaction system, ensuring low latency, high availability, and resilience. The position offers a hybrid work model in Bengaluru, allowing you to collaborate closely with cross‑functional teams while enjoying flexibility. Key responsibilities include: 1. Design and implement micro‑services using Java, Vert.x, Spring Boot, and RESTful APIs. 2. Develop unit, integration, and performance tests to guarantee code quality. 3. Participate in agile ceremonies, contribute to sprint planning, and deliver incremental value. 4. Optimize data pipelines with PostgreSQL, Cassandra, and in‑memory solutions like Ignite. 5. Work with messaging systems such as Kafka to enable real‑time data flow. 6. Troubleshoot production issues, perform root‑cause analysis, and drive remediation. 7. Collaborate with product owners and architects to translate business requirements into technical solutions. 8. Advocate for best practices in security, scalability, and observability. 9. Mentor junior developers and share knowledge across the team. 10. Continuously explore emerging technologies and propose improvements. The tech stack revolves around Java 11+, Vert.x, Spring Boot, REST, Kafka, PostgreSQL, Cassandra, Ignite, and cloud platforms (AWS/Azure). Success in this role opens pathways to senior engineering, lead architect, or product management tracks within American Express, supported by robust learning programs and certifications. Joining American Express means being part of a globally recognized brand that invests heavily in employee growth, offers competitive compensation, comprehensive health benefits, and a supportive hybrid work environment that values work‑life balance and diversity.