Analyst - Risk Management

Candidates typically face a timed online aptitude test focusing on quantitative reasoning, followed by a technical interview that probes SQL, statistical concepts, and case‑study analysis. The final HR round assesses cultural fit, communication skills, and motivation. Overall difficulty is moderate, and thorough preparation of data‑analysis fundamentals and clear articulation of past projects help candidates succeed.

Round 1: Online aptitude/quantitative test → Round 2: Technical interview (SQL, statistics, case study) → Round 3: HR interview (fit & behavioral)

American Express promotes a collaborative and inclusive work culture where employees are encouraged to innovate and take ownership. The company offers structured learning programs, mentorship, and a balanced work‑life environment, especially with its hybrid model that blends office interaction with remote flexibility.

Bachelor's degree in Statistics, Computer Science, Economics, Mathematics, Data Science or related quantitative discipline; Minimum 60% aggregate (or CGPA equivalent); No active backlogs; Fresh graduates or candidates with up to 2 years of relevant experience; Comfortable working in a hybrid model and flexible shift schedule.

American Express, a global leader in payment solutions and financial services, has a strong presence in India with offices across major cities. The company is known for its customer‑centric culture, innovative product portfolio, and a commitment to diversity and inclusion. In India, Amex focuses on building cutting‑edge digital platforms, risk‑aware financial products, and data‑driven decision‑making capabilities. Employees enjoy exposure to international best practices, robust training programs, and opportunities to work on high‑impact projects that shape the future of payments and financial risk management. The Analyst – Risk Management role is an entry‑level position designed for fresh graduates with a quantitative background. The analyst will work closely with senior risk managers and data scientists to monitor, analyze, and mitigate potential risks across the business. This hybrid role blends hands‑on data handling, statistical modeling, and stakeholder communication, offering a solid foundation for a career in risk analytics within a multinational environment. Key Responsibilities: 1. Analyze large datasets to uncover risk trends, patterns, and emerging issues. 2. Validate data accuracy and ensure integrity of risk‑related inputs. 3. Develop quantitative models and dashboards to support risk‑management decisions. 4. Prepare clear, concise reports and presentations for senior stakeholders. 5. Collaborate with cross‑functional teams (finance, compliance, product) on risk‑related projects. 6. Monitor key risk indicators and recommend process improvements. 7. Assist in the design and execution of risk‑mitigation strategies. 8. Maintain confidentiality and high quality of analytical outputs. 9. Contribute to ad‑hoc analytical requests and data‑driven investigations. 10. Stay updated with regulatory changes and industry best practices. Tech Stack & Tools: SQL, Microsoft Excel (advanced functions & pivot tables), Python/R for statistical analysis, Tableau/Power BI for visualization, and basic knowledge of risk‑management frameworks. Growth Path: Successful analysts can progress to Senior Analyst, Risk Manager, and eventually to leadership roles such as Risk Analytics Lead or Head of Risk Management, with opportunities to move across geographies within the Amex network. Why Join American Express? The company offers a vibrant hybrid work environment, exposure to global risk‑management practices, and a culture that rewards curiosity and continuous learning. Fresh talent gets mentorship from industry veterans, access to world‑class training resources, and a clear roadmap for career advancement. The role also provides a chance to make a tangible impact on the financial health of a leading global brand.