Software Engineering Intern

Round 1: Online coding assessment (platform‑based test covering DS&A and basic programming) → Round 2: Technical interview (system design basics, coding, AI‑tool usage discussion) → Round 3: HR interview (culture fit, motivations, internship expectations)

CRED promotes a high‑energy, merit‑based environment where learning is accelerated through peer interaction and exposure to cutting‑edge fintech challenges. Employees enjoy flexible timings, a well‑stocked pantry, and a focus on outcomes rather than clock‑watching, fostering both productivity and work‑life balance.

CRED’s interview process typically starts with a timed online coding test focusing on DS&A and basic language proficiency. Successful candidates move to a technical interview where they solve live coding problems, discuss system design fundamentals, and demonstrate how they incorporate AI coding assistants responsibly. The final HR round assesses cultural fit, communication skills, and motivation for joining CRED. Overall difficulty is moderate to high, with an emphasis on problem‑solving depth and practical engineering judgment.

Bachelor's or Master's degree in Computer Science, Information Technology, Electronics & Communication, or related engineering streams. Minimum CGPA/percentage of 60% (or equivalent). Must be a 2027 pass‑out. No active backlogs at the time of joining. Candidates should have a strong foundation in data structures, algorithms, and at least one programming language (Java, Python, Go, etc.).

CRED is an exclusive fintech community that rewards India’s most creditworthy individuals for responsible financial behaviour. Founded on the principle of trust, the platform blends premium experiences with a gamified rewards system, turning everyday credit card payments into a status‑driven ecosystem. Over the past few years, CRED has grown from a niche app to a household name among urban millennials, boasting millions of members, strategic partnerships with banks, and a strong brand presence across digital and offline channels. The company’s culture is built around high‑energy, curiosity‑driven teams that are encouraged to experiment, fail fast, and iterate with a focus on delivering delight to members. As a Software Engineering Intern in the backend team, you will be immersed in CRED’s AI‑native development workflow. The role is designed for students who want to experience real‑world product building while leveraging cutting‑edge AI tools such as Copilot, Claude Code, and ChatGPT. You will collaborate with senior engineers, product managers, and designers to ship features that directly impact millions of users. The internship runs through 2026, with the possibility of a full‑time offer based on performance. Key Responsibilities: 1. Design, develop, test, and deploy backend services using Java/Python/Golang. 2. Integrate AI‑assisted coding tools into the development pipeline and evaluate their output for correctness. 3. Write comprehensive unit and integration tests to ensure reliability under edge cases. 4. Participate in code reviews, providing constructive feedback and learning from senior engineers. 5. Own the end‑to‑end lifecycle of assigned modules, including monitoring and post‑deployment reliability. 6. Collaborate with product and design teams to translate requirements into technical specifications. 7. Optimize existing services for performance, scalability, and cost‑efficiency. 8. Document APIs, design decisions, and operational runbooks. 9. Contribute to the AI‑native engineering culture by proposing new tooling or workflow improvements. 10. Stay updated with industry best practices, emerging technologies, and CRED’s internal standards. Tech Stack: Java, Python, Golang, Spring Boot, Kubernetes, Docker, PostgreSQL, Redis, AWS, CI/CD pipelines, AI coding assistants. Growth Path: Successful interns often transition to full‑time Software Engineer roles, with clear mentorship tracks, exposure to product ownership, and opportunities to work on high‑impact AI projects. Why Join CRED: You will work alongside some of India’s brightest technologists in a fast‑moving fintech environment, gain hands‑on experience with AI‑augmented development, and contribute to a product that reshapes how millions think about credit and rewards. The internship also offers a vibrant campus‑like atmosphere, in‑house pantry, flexible work hours, and a culture that celebrates curiosity and creativity.